Is a down payment required for financing?
60 Months Interest Free (Iddeal Credit Card): No Down Payment Required 18 Months Interest Free (Jewelers Reserve Card): No Down Payment Required
What documents must I provide to verify my identity?
You will need to fill out our Identity Verification form which will require you to submit a picture of your state issued ID, a picture of a credit or debit card or another valid form of ID like US Passport. If you are applying for the 90 Days Interest Free-NO CREDIT CHECK option you will [...]
Is there a limit to how much credit I can get?
No. Your approved line of credit will depend on your yearly income and credit history. There average approval is between $3,000 to $6,000 dollars, however customers have been approved for over $20,000.
Does Kuhn’s know if your approved or how much you were approved for?
No. We can not see your application status, account number, or credit limit. We can look it up and find out this information for you using your social security number or account number that was provided after approval.
Will I be notified by email if my application is approved?
Yes. Applications for Jewelers Reserve Card or Iddeal Credit Card offer an instant response. If we are not able to provide you with an instant response, then we will notify you by U.S. mail within 30 days regarding your application status.
Can I apply online and then come into store and make purchase?
Yes. You will need to bring your Jewelers Reserve Card, Iddeal Credit Card, or Account Number, and State Issued ID.
Is there a minimum credit score needed to get approved?
There is not a set minimum credit score for approval but generally you must have a 640 + to get approved. Other factors however could determine whether or not your approved or not.
Is there an annual fee for this credit card?
No. The Jewelers Reserve Card and the Iddeal Credit Card works the same as a department store credit card.
What is the payment address for Jewelers Reserve?
STANDARD PAYMENTS Jewelers Reserve Card Payments P.O. Box 9001006 Louisville, KY 40290-1006 OVERNIGHT DELIVERY/EXPRESS PAYMENTS Jewelers Reserve Card Overnight Delivery/Express Payments 6716 Grade Lane Building 9, Suite 910 Louisville, KY 40213