Kuhn’s offers three different financing options for your jewelry purchases in-store or online. These financing options offer our customers the opportunity pay over time for large purchases rather than having to pay for the item all at once.

The first option offers 12 months interest free financing through Comenity Bank Iddeal credit card. The Iddeal credit card can be used for all purchases at our store or any other jewelry store in the US that accepts the Iddeal credit card. They offer competitive interest rates and easy monthly payments and work just like a department store credit card. The 60 month interest free option is only available certain times throughout the year for special promotions. Other interest free options through Comenity Bank include 18 months interest free, and 36 months interest free which are available year around. Contact us for the current interest free financing options available at this time.

Below are answers for the most frequently ask questions regarding our financing options. If you should have any other questions please give us a call at (785) 625-2121 or email us and we will be more than happy to answer them promptly.

60  Month or 12 Month Interest Free (Comenity Iddeal Credit Card)

Is there a minimum purchase required?

YES. There is a $2,500 minimum purchase required for the 60 Month Interest Free Financing option.

Does Kuhn’s offer the 60 Months Interest Free Financing all the time?

NO. Kuhn’s Diamond Jewelers can only offer the 60 Month Interest Free Financing for special promotions during certain times of the year. You can however get 18 Month Interest Free Financing, or 36 Month Interest Free Financing all year long using your Iddeal Credit Card. Contact a sales associate for information on availability of  Interest Free promotions.

What is the link to Iddeal Credit Card website?

The link to the Iddeal Credit Card website is: https://d.comenity.net/iddjewelry/pub/Home.xhtml

I have other questions not answered here?

You can view the “Help Page” on the Iddeal Credit Card website for more detailed information about this credit card.

Can I use the Iddeal Credit Card at other jewelry stores in the future?

Yes. You can use the Iddeal Credit Card at any jewelry store in the US that accepts the Iddeal Credit Card. However promotional interest free times may vary by store.

What is the annual APR?

Interest will be charged to your account from the end of the promotional period at the standard variable purchase APR of 29.24%, based on the Prime Rate, on the remaining balance if the purchase balance is not paid in full within 60 months.

How long is the interest free period?

The interest free period is for 60 months or 5 years!

What happens if I do not pay the balance in full within 60 months?

Interest will be charged to your account from the end of the promotional period at the standard variable purchase APR of 29.24%, based on the Prime Rate, on the remaining balance if the purchase balance is not paid in full within 60 months.

Can I purchase a piece of jewelry online and apply for Iddeal Credit Card?

You may apply for the Iddeal Credit Card online, however to make a purchase you must come into our store with two forms of ID.

How do I make a payment on my Iddeal Credit Card account?

You will get a monthly statement in the mail each month and if you would like you can mail in a payment to them. You can also manage your account online, and make online payments by clicking here.

What bank offers Iddeal Credit Card?

Comenity Capitol Bank offers the Iddeal Credit Card.

What is the phone number for Iddeal Credit Card customer service?

The phone number for Iddeal Credit Card customer service is (855) 408-1662. There business hours are 8:00am to 9:00pm ET Monday through Saturday.

What documents must I provide to verify my identity?

You will need to bring 2 forms of ID into the store when you come to make your purchase.

Is a down payment required for financing?

60 Months Interest Free (Iddeal Credit Card):  No Down Payment Required

18 Months Interest Free (Jewelers Reserve Card):  No Down Payment Required

Is there a limit to how much credit I can get?

No. Your approved line of credit will depend on your yearly income and credit history. There average approval is between $3,000 to $6,000 dollars, however customers have been approved for over $20,000.

Does Kuhn’s know if your approved or how much you were approved for?

No. We can not see your application status, account number, or credit limit. We can look it up and find out this information for you using your social security number or account number that was provided after approval.

Will I be notified by email if my application is approved?

Yes. Applications for Jewelers Reserve Card or Iddeal Credit Card offer an instant response. If we are not able to provide you with an instant response, then we will notify you by U.S. mail within 30 days regarding your application status.

Do I have to be a resident of the United States to be approved online for credit?

Yes.

Can I apply online and then come into store and make purchase?

Yes. You will need to bring your Jewelers Reserve Card, Iddeal Credit Card, or Account Number, and State Issued ID.

Is there a minimum credit score needed to get approved?

There is not a set minimum credit score for approval but generally you must have a 640 + to get approved. Other factors however could determine whether or not your approved or not.

Is there an annual fee for this credit card?

No. The Jewelers Reserve Card and the Iddeal Credit Card works the same as a department store credit card.

Will I loose interest free period if I miss a payment or am late on a payment?

Yes. It is very important you make your payments on time and not miss any payments. If you should miss any payments or get them there past the due date you will lose your interest free period, and all interest from sale date will be added to your balance.

Do they check my credit?

Yes they will pull your credit report and your credit limit will be based on your credit worthiness.

Apply For Iddeal Credit Card Now!